Technical Assistance to PFIs
CGFT offers customized TA services based on the needs of each of its PFIs. These services are aimed at strengthening the overall capacity of MSME lending.
The TA services offered by CGFT and TCSP include:
Introducing, optimizing and consolidating PFIs’ structures, procedures and processes
Developing and implementing training programs to mitigate credit default risks related to MSME loans that are guaranteed by CGFT
Supporting and training PFIs in the introduction of appropriate environmental and social management systems
Developing innovative new MSME lending products tailored to the market in Tajikistan
CGFT provides two types of TA services:
Specific TA:
Customized advisory services tailored to the strengths and weaknesses of each PFI.
- Enhancing risk management
- Streamlining corporate governance
- Driving new financial product innovation
- Developing required social and environmental management policies and procedures
These programs are carried out under the supervision of the CGFT management by consultants and individual and corporate training providers.
Ongoing TA:
Establishment and development of requirements for successful MSME lending and operations.
- On-the-job training for credit officers
- In-house coaching of PFIs
- Improvement of risk evaluation and delinquency management
- Hands-on support to PFIs on the improvement of credit processes
COVID-19 Response
As the COVID-19 pandemic spread globally, CGFT promptly mobilized several initiatives in tandem with its PFIs to promote the utmost level of preparedness and strong support of the Tajik MSME sector.
CGFT Task Force
Worked hand-in-hand with each PFI to rapidly roll out updated guidelines for new MSME loan applications and disbursements. It also provided sector-by-sector analysis to identify areas of increased risk in addition to areas of focus for future lending to firmly position each PFI to respond effectively and protect jobs in the MSME sector.
PFI Coaching Program
Program to bolster assistance for PFIs in optimizing risk management and control processes in their outstanding portfolios.